/* =========================================================================
   ANDREA PALAZZINI — Consulenza Assicurativa, Previdenziale e Finanziaria
   Sistema di design v4 — impianto 09 "ISTITUZIONALE" + logo 01 "Portico",
   tipografia 10 "MONO CONTEMPORANEO" (un solo sans, tracking stretto, molto respiro).
   Concetto guida: "Proteggere ciò che hai costruito."
   Nessun gradiente vistoso. Nessuna animazione inutile.
   ========================================================================= */

:root{
  /* Palette brand — Istituzionale */
  --night:#14202E;      /* Blu-grigio profondo (fondi scuri) */
  --night-80:#243447;
  --gold:#C8A45A;       /* Oro opaco (accento su fondi scuri) */
  --gold-deep:#7A5C25;  /* Oro bruno (accento su fondi chiari) — scurito 23/07 per il contrasto AA sui testi piccoli (kicker) */
  --paper:#EDEFF1;      /* Grigio pietra — fondo pagina */
  --white:#FFFFFF;
  --grey:#F1F3F4;       /* riempimenti leggeri (hover, note) */
  --grey-2:#ECEEF0;

  /* Derivati funzionali */
  --ink:#1C2A3A;        /* testo scuro su chiaro */
  --muted:#5E6A77;      /* testo secondario */
  --hairline:#DDE1E6;   /* linee sottili */
  --hairline-night:rgba(255,255,255,.14);

  --maxw:1240px;
  --gutter:clamp(22px,5vw,64px);

  /* Tipografia — direzione "Mono Contemporaneo": un solo carattere sans,
     titoli in peso medio con tracking stretto, molto respiro. */
  --sans:"Inter","Helvetica Neue",Arial,system-ui,sans-serif;
  --display:var(--sans);
  /* alias storico: alcune pagine usano ancora font-family:var(--serif) inline */
  --serif:var(--display);

  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--sans);
  font-size:18px;
  line-height:1.72;
  color:var(--ink);
  background:var(--paper);
  font-weight:400;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
svg{display:block}

/* Tipografia display */
h1,h2,h3,h4{font-family:var(--display);font-weight:500;color:var(--night);margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2.2rem,4.6vw,3.9rem);line-height:1.06;font-weight:500;letter-spacing:-.035em}
h2{font-size:clamp(1.65rem,3vw,2.45rem);line-height:1.14;letter-spacing:-.03em}
h3{font-size:clamp(1.18rem,1.7vw,1.4rem);line-height:1.28}
h4{font-size:1.02rem;line-height:1.35;letter-spacing:-.01em}
p{margin:0 0 1.15em}
strong{font-weight:600;color:var(--night)}
a{color:var(--night);text-decoration:none;transition:color .25s var(--ease)}

/* Etichette / occhielli */
.kicker{
  font-family:var(--sans);font-size:.74rem;font-weight:600;
  letter-spacing:.24em;text-transform:uppercase;color:var(--gold-deep);
  margin:0 0 22px;display:inline-block;
}
.kicker--light{color:var(--gold)}
.lead{font-size:clamp(1.05rem,1.5vw,1.2rem);line-height:1.64;color:var(--muted);max-width:62ch}
.serif-lead{font-family:var(--display);font-size:clamp(1.4rem,2.3vw,1.85rem);line-height:1.32;color:var(--night);font-weight:500;letter-spacing:-.03em}
.muted{color:var(--muted)}
.center{text-align:center}
.mw{max-width:760px}
.center.mw{margin-inline:auto}

/* Layout */
.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gutter)}
.section{padding:clamp(72px,11vw,150px) 0}
.section--tight{padding:clamp(56px,8vw,96px) 0}
.bg-grey{background:var(--white)}
.bg-night{background:var(--night);color:#C9D2DC}
.bg-night h1,.bg-night h2,.bg-night h3,.bg-night h4{color:#fff}
.bg-night .lead,.bg-night .serif-lead{color:#AEB9C6}
.bg-night .serif-lead{color:#E7ECF1}
.hr-gold{width:56px;height:2px;background:var(--gold);border:0;margin:0 0 30px}
.center .hr-gold{margin-inline:auto}

/* --------------------------------------------------------------------- */
/* Buttons — minimali, mai commerciali                                    */
/* --------------------------------------------------------------------- */
.btn{
  display:inline-flex;align-items:center;gap:.6em;
  font-family:var(--sans);font-size:.86rem;font-weight:600;letter-spacing:.06em;
  text-transform:uppercase;padding:1.05em 1.9em;border:1px solid var(--night);
  background:var(--night);color:#fff;cursor:pointer;border-radius:0;
  transition:background .3s var(--ease),color .3s var(--ease),border-color .3s var(--ease);
  line-height:1;white-space:nowrap;
}
/* sui telefoni piccoli le CTA lunghe ("Calcola il tuo gap previdenziale") devono
   poter andare a capo, altrimenti sfondano la pagina in larghezza */
@media (max-width:430px){
  .btn{white-space:normal;text-align:center;line-height:1.28;padding:.95em 1.3em}
}
.btn:hover{background:transparent;color:var(--night)}
.btn--gold{background:var(--gold);border-color:var(--gold);color:var(--night)}
.btn--gold:hover{background:transparent;color:var(--night)}
.btn--ghost{background:transparent;color:var(--night)}
.btn--ghost:hover{background:var(--night);color:#fff}
.bg-night .btn--ghost{color:#fff;border-color:rgba(255,255,255,.4)}
.bg-night .btn--ghost:hover{background:#fff;color:var(--night);border-color:#fff}

/* Link testuale con freccia */
.link-arrow{
  display:inline-flex;align-items:center;gap:.55em;font-weight:600;font-size:.92rem;
  letter-spacing:.02em;color:var(--night);padding-bottom:3px;position:relative;
}
.link-arrow::after{content:"";position:absolute;left:0;bottom:0;width:100%;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.link-arrow:hover::after{transform:scaleX(1)}
.link-arrow .ar{transition:transform .35s var(--ease)}
.link-arrow:hover .ar{transform:translateX(5px)}
.bg-night .link-arrow{color:#fff}

.actions{display:flex;flex-wrap:wrap;gap:16px 26px;align-items:center;margin-top:38px}

/* --------------------------------------------------------------------- */
/* Header                                                                 */
/* --------------------------------------------------------------------- */
.site-header{position:sticky;top:0;z-index:80;background:rgba(237,239,241,.86);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--hairline);transition:box-shadow .3s}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;height:82px}
.brand{display:flex;align-items:center;gap:14px}
.brand .logo{flex:0 0 auto}
.brand .wm{line-height:1.05}
.brand .wm b{display:block;font-family:var(--sans);font-weight:600;font-size:.98rem;letter-spacing:.22em;text-transform:uppercase;color:var(--night);white-space:nowrap}
.brand .wm span{display:block;font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep);margin-top:3px;white-space:nowrap}
.nav-links{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.nav-links>li>a{display:block;padding:.7em .95em;font-size:.85rem;font-weight:500;letter-spacing:.03em;color:var(--night);white-space:nowrap}
.nav-links>li>a:hover{color:var(--gold-deep)}
.nav-links a[aria-current="page"]{color:var(--gold-deep)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-cta .btn{padding:.85em 1.4em;font-size:.78rem}
.has-drop{position:relative}
.has-drop>a::after{content:"";display:inline-block;width:6px;height:6px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg);margin-left:.5em;vertical-align:middle;opacity:.6}
.drop{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(10px);min-width:334px;background:#fff;border:1px solid var(--hairline);padding:10px;list-style:none;margin:0;opacity:0;visibility:hidden;transition:.22s var(--ease);box-shadow:0 30px 60px -30px rgba(13,27,46,.28)}
.has-drop:hover .drop,.has-drop:focus-within .drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.drop a{display:block;padding:.75em .9em}
.drop a:hover{background:var(--grey)}
.drop a[aria-current="page"]{background:var(--grey)}
.drop a[aria-current="page"] b{color:var(--gold-deep)}
.drop b{display:block;font-family:var(--sans);font-size:.9rem;font-weight:600;color:var(--night)}
.drop small{display:block;font-size:.78rem;color:var(--muted);letter-spacing:0;text-transform:none;margin-top:2px}
.drop .drop-sep{border-top:1px solid var(--hairline);margin-top:8px;padding-top:8px}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px;color:var(--night)}
.nav-links li.only-mobile{display:none}
body.menu-open{overflow:hidden}
/* sotto i 380px il payoff del marchio non ci sta: la testata sforava di 32px */
@media (max-width:379px){
  .brand .wm span{display:none}
  .brand .wm b{font-size:.78rem;letter-spacing:.1em}
}
/* payoff lungo ("Consulenza Assicurativa & Advisory"): sui telefoni va rimpicciolito
   altrimenti la testata sfora in larghezza */
@media (max-width:560px){
  .brand{gap:10px}
  .brand .wm b{font-size:.84rem;letter-spacing:.15em}
  .brand .wm span{font-size:.5rem;letter-spacing:.11em}
}

/* La barra e' cresciuta ("Polizze Catastrofali" in prima riga): sopra i 1280px
   le voci stanno piu' strette, sotto i 1460 sparisce il bottone secondario. */
@media (min-width:1280px){
  .nav-links>li>a{padding:.7em .62em;font-size:.83rem}
  .nav-cta .btn{padding:.85em 1.15em;font-size:.75rem}
}
@media (max-width:1459px){
  .nav-cta .btn--ghost{display:none}
  .nav-links>li>a{padding:.7em .55em}
}

@media (max-width:1279px){
  .nav-toggle{display:inline-flex}
  .nav-links{
    position:fixed;inset:82px 0 auto 0;flex-direction:column;align-items:stretch;gap:0;
    background:var(--paper);border-bottom:1px solid var(--hairline);padding:16px var(--gutter) 30px;
    transform:translateY(-140%);transition:transform .4s var(--ease);max-height:calc(100vh - 82px);overflow:auto
  }
  .nav[data-open="true"] .nav-links{transform:translateY(0)}
  .nav-links>li>a{padding:1em .2em;font-size:1.05rem;border-bottom:1px solid var(--hairline)}
  .drop{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:4px 0 12px 16px;min-width:0}
  .has-drop>a::after{display:none}
  /* sotto i 1280px la call to action vive dentro il menu: nell'header non ci sta */
  .nav-cta{display:none}
  .nav-links li.only-mobile{display:block;margin-top:22px}
  .nav-links li.only-mobile>a.btn{justify-content:center;padding:1.05em 1.9em;font-size:.82rem;border-bottom:1px solid var(--gold)}
}

/* --------------------------------------------------------------------- */
/* Hero                                                                   */
/* --------------------------------------------------------------------- */
.hero{position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,5vw,72px);align-items:center;padding:clamp(56px,9vw,120px) 0}
.hero h1{margin:0 0 .35em}
.hero .lead{margin-bottom:8px}
.hero-figure{position:relative;aspect-ratio:4/5;background:var(--white);border:1px solid var(--hairline);overflow:hidden}
.hero-figure svg{width:100%;height:100%}
.hero-figure .cap{position:absolute;left:22px;bottom:20px;font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;gap:40px}.hero-figure{aspect-ratio:16/11}}

/* Nameplate hero variant (centrale) — impostazione istituzionale */
.hero-center{padding:clamp(70px,12vw,150px) 0 clamp(56px,8vw,110px);text-align:center;max-width:940px;margin-inline:auto}
.hero-center .lead{margin-inline:auto}
.hero-center .actions{justify-content:center}
.crest{width:58px;height:58px;margin:0 auto 30px;color:var(--gold-deep)}
.crest svg{width:100%;height:100%}

/* --------------------------------------------------------------------- */
/* Griglie / componenti                                                   */
/* --------------------------------------------------------------------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,6vw,88px);align-items:center}
/* senza min-width:0 una tabella larga allarga la colonna della griglia e
   fa scorrere in orizzontale tutta la pagina (visto sui telefoni piccoli) */
.split>*,.grid>*{min-width:0}
.split--wide{grid-template-columns:1.1fr .9fr}
.split.rev .split-media{order:2}
@media (max-width:860px){.split,.split--wide{grid-template-columns:1fr;gap:40px}.split.rev .split-media{order:0}}

.grid{display:grid;gap:1px;background:var(--hairline);border:1px solid var(--hairline)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid > .cell{background:#fff;padding:clamp(28px,3.5vw,44px)}
.bg-grey .grid > .cell{background:var(--white)}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}

/* Card servizio / ambito */
.cell .num{font-family:var(--display);font-size:.76rem;font-weight:600;color:var(--gold-deep);display:block;margin-bottom:18px;letter-spacing:.2em}
.cell h3{margin-bottom:.5em}
.cell p{color:var(--muted);margin-bottom:1em;font-size:.98rem}
.cell .link-arrow{font-size:.82rem}
.cell-hover{transition:background .3s var(--ease)}
.cell-hover:hover{background:var(--night)}
.cell-hover:hover h3,.cell-hover:hover .num{color:#fff}
.cell-hover:hover p{color:#AEB9C6}
.cell-hover:hover .link-arrow{color:#fff}

/* Elenco specializzazioni */
.spec-list{list-style:none;padding:0;margin:0;columns:2;column-gap:56px}
.spec-list li{break-inside:avoid;padding:15px 0;border-bottom:1px solid var(--hairline);display:flex;gap:14px;align-items:baseline}
.spec-list li::before{content:"";flex:0 0 auto;width:6px;height:6px;background:var(--gold);margin-top:.55em;transform:rotate(45deg)}
.spec-list b{font-weight:600;color:var(--night)}
.spec-list span{color:var(--muted);font-size:.92rem}
.spec-list li>div{display:flex;flex-direction:column}
@media (max-width:640px){.spec-list{columns:1}}

/* Checklist */
.checks{list-style:none;padding:0;margin:0}
.checks li{position:relative;padding-left:30px;margin:.85em 0;color:var(--ink)}
.checks li::before{content:"";position:absolute;left:0;top:.55em;width:14px;height:8px;border-left:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);transform:rotate(-45deg)}
.bg-night .checks li{color:#C9D2DC}

/* Stat / cifre */
.figures{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(24px,3vw,44px)}
.figure .n{font-family:var(--display);font-size:clamp(2.3rem,4.2vw,3.1rem);line-height:1;color:var(--night);font-weight:500;letter-spacing:-.04em}
.bg-night .figure .n{color:#fff}
.figure .n small{font-size:.5em;color:var(--gold-deep)}
.figure .l{font-size:.86rem;color:var(--muted);margin-top:12px;letter-spacing:.02em}
.bg-night .figure .l{color:#9DA9B6}
@media (max-width:720px){.figures{grid-template-columns:1fr 1fr;gap:32px}}

/* Quote editoriale */
.pull{font-family:var(--display);font-weight:500;font-size:clamp(1.5rem,2.7vw,2.15rem);line-height:1.26;color:var(--night);letter-spacing:-.035em}
.bg-night .pull{color:#fff}
.pull .g{color:var(--gold-deep)}
.bg-night .pull .g{color:var(--gold)}

/* Steps / metodo */
.steps{border-top:1px solid var(--hairline)}
.step{display:grid;grid-template-columns:110px 1fr;gap:clamp(20px,4vw,56px);padding:clamp(28px,4vw,44px) 0;border-bottom:1px solid var(--hairline);align-items:start}
.bg-night .steps,.bg-night .step{border-color:var(--hairline-night)}
.step .st-n{font-family:var(--display);font-size:1.5rem;font-weight:500;color:var(--gold-deep);line-height:1;letter-spacing:-.03em}
.step h3{margin:0 0 .35em}
.step p{margin:0;color:var(--muted);max-width:60ch}
.bg-night .step p{color:#AEB9C6}
@media (max-width:640px){.step{grid-template-columns:1fr;gap:10px}}

/* FAQ */
.faq{border-top:1px solid var(--hairline)}
.faq details{border-bottom:1px solid var(--hairline)}
.faq summary{cursor:pointer;list-style:none;padding:26px 40px 26px 0;position:relative;font-family:var(--display);font-size:clamp(1.05rem,1.5vw,1.22rem);color:var(--night);font-weight:500;letter-spacing:-.02em}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:6px;top:34px;width:12px;height:12px;border-right:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);transform:rotate(45deg);transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(-135deg);top:38px}
.faq .a{padding:0 0 28px;color:var(--muted);max-width:78ch}
.faq .a p:last-child{margin:0}

/* Article cards (blog) */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(28px,3vw,44px)}
@media (max-width:900px){.posts{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.posts{grid-template-columns:1fr}}
.post{display:flex;flex-direction:column;border-top:2px solid var(--night);padding-top:22px}
.post .cat{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);font-weight:600}
.post h3{margin:14px 0 .4em;font-size:1.4rem}
.post p{color:var(--muted);font-size:.95rem;margin-bottom:18px}
.post .meta{margin-top:auto;font-size:.8rem;color:var(--muted);letter-spacing:.04em}

/* Prose (articoli) */
.prose{max-width:720px;margin-inline:auto}
.prose p,.prose li{font-size:1.12rem;line-height:1.78;color:#33414F}
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.4em}
/* nei testi lunghi (privacy, informativa intermediario, articoli) i link devono
   distinguersi anche senza il colore: sottolineati sempre */
.prose p a,.prose li a{text-decoration:underline;text-underline-offset:.18em;text-decoration-thickness:1px}
.prose p a:hover,.prose li a:hover{color:var(--gold-deep)}
.prose ol{padding-left:1.2em}
.prose ol>li{margin-bottom:.6em}
.prose blockquote{margin:1.6em 0;padding-left:26px;border-left:2px solid var(--gold);font-family:var(--display);font-size:1.22rem;line-height:1.45;color:var(--night);font-weight:500;letter-spacing:-.02em}
.prose .kicker{margin-bottom:14px}

/* Contatti */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,6vw,88px);align-items:start}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}
.info dt{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);font-weight:600;margin-top:26px}
.info dd{margin:6px 0 0;font-size:1.05rem;color:var(--night)}
.info dd a{color:var(--night)}
.info dd a:hover{color:var(--gold-deep)}
.field{margin-bottom:22px}
.field label{display:block;font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:9px}
.field input,.field select,.field textarea{width:100%;font-family:inherit;font-size:1rem;padding:.9em 0;border:0;border-bottom:1px solid var(--hairline);background:transparent;color:var(--night);transition:border-color .3s}
/* focus dei campi: l'anello resta (l'oro su bianco non arriva al 3:1 richiesto) */
.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible{outline:2px solid var(--night);outline-offset:2px;border-color:var(--night)}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--night)}
.field textarea{min-height:120px;resize:vertical}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:26px}
@media (max-width:520px){.field-row{grid-template-columns:1fr}}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:.86rem;color:var(--muted);margin-top:6px}
.consent input{width:auto;margin-top:.35em}
.form-status{display:none;margin-top:20px;padding:15px 18px;background:var(--grey);border-left:2px solid var(--gold);font-size:.92rem;color:var(--night)}
.form-note{font-size:.8rem;color:var(--muted);margin-top:16px}
/* "Cosa succede adesso": toglie l'ansia di essere richiamati a raffica */
.next-steps{margin-top:30px;padding:22px 24px;background:var(--grey);border-left:2px solid var(--gold)}
.next-steps b{display:block;font-size:.74rem;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:12px}
.next-steps ol{margin:0;padding-left:1.15em;font-size:.92rem;line-height:1.65;color:var(--ink)}
.next-steps li{margin-bottom:.45em}
.next-steps li:last-child{margin-bottom:0}

/* Breadcrumb */
.crumbs{font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding-top:clamp(24px,4vw,44px)}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--gold-deep)}
.crumbs span{color:var(--night)}

/* Page hero interne — centrate, simmetriche */
.page-hero{border-bottom:1px solid var(--hairline)}
.page-hero .crumbs{text-align:center}
.page-hero .ph-in{padding:clamp(40px,6vw,80px) 0 clamp(44px,7vw,88px);max-width:840px;margin-inline:auto;text-align:center}
.page-hero .ph-in .lead{margin-inline:auto}
.page-hero .ph-in .actions{justify-content:center}

/* CTA band */
.cta{border-top:1px solid var(--hairline-night)}
.cta .in{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}
@media (max-width:820px){.cta .in{grid-template-columns:1fr;gap:28px}}

/* --------------------------------------------------------------------- */
/* Footer                                                                 */
/* --------------------------------------------------------------------- */
.site-footer{background:var(--night);color:#8C99A8;padding:clamp(64px,8vw,110px) 0 40px}
.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:44px;padding-bottom:56px;border-bottom:1px solid var(--hairline-night)}
@media (max-width:820px){.footer-top{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.footer-top{grid-template-columns:1fr}}
.site-footer .fbrand b{display:block;font-family:var(--sans);font-weight:600;letter-spacing:.22em;text-transform:uppercase;color:#fff;font-size:1rem}
.site-footer .fbrand span{display:block;font-size:.66rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-top:4px}
.site-footer .fbrand p{margin-top:22px;font-family:var(--display);font-size:1.18rem;line-height:1.45;color:#D7DEE6;max-width:30ch;letter-spacing:-.02em}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;font-weight:600;margin:0 0 20px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:.6em 0}
.site-footer a{color:#8C99A8;font-size:.95rem}
.site-footer a:hover{color:#fff}
.footer-bottom{display:flex;flex-wrap:wrap;gap:12px 30px;justify-content:space-between;padding-top:30px;font-size:.78rem;color:#6B7787;letter-spacing:.02em}
.footer-bottom a{color:#6B7787}

/* --------------------------------------------------------------------- */
/* Banda di segnalazione (obbligo normativo, scadenze)                    */
/* --------------------------------------------------------------------- */
.alert-band{background:var(--white);border-top:1px solid var(--hairline);border-bottom:1px solid var(--hairline)}
.alert-band .in{display:grid;grid-template-columns:auto 1fr auto;gap:clamp(20px,3vw,40px);align-items:center;padding:clamp(26px,3.5vw,38px) 0}
.alert-band .ic{width:42px;height:42px;color:var(--gold-deep);flex:0 0 auto}
.alert-band .ic svg{width:100%;height:100%}
.alert-band b{display:block;font-size:1.05rem;font-weight:600;color:var(--night);letter-spacing:-.02em;margin-bottom:4px}
.alert-band p{margin:0;font-size:.95rem;color:var(--muted);max-width:70ch}
@media (max-width:900px){.alert-band .in{grid-template-columns:1fr;text-align:left}.alert-band .ic{display:none}}

/* Tabella scadenze / parametri */
.tbl{width:100%;border-collapse:collapse;margin:8px 0 0;font-size:.95rem}
.tbl caption{text-align:left;font-size:.74rem;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep);padding-bottom:14px}
.tbl th,.tbl td{text-align:left;padding:14px 18px 14px 0;border-bottom:1px solid var(--hairline);vertical-align:top}
.tbl th{font-weight:600;color:var(--night);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase}
.tbl td:first-child{color:var(--night);font-weight:500}
.tbl-wrap{overflow-x:auto}

/* Nota normativa */
.note{background:var(--grey);border-left:2px solid var(--gold);padding:20px 24px;font-size:.9rem;color:var(--muted);margin:32px 0 0}
.note p:last-child{margin-bottom:0}

/* --------------------------------------------------------------------- */
/* Form verifica polizza (upload)                                         */
/* --------------------------------------------------------------------- */
.choice{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:26px}
@media (max-width:560px){.choice{grid-template-columns:1fr}}
.choice label{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--hairline);background:var(--white);padding:16px 18px;cursor:pointer;transition:border-color .25s var(--ease),background .25s var(--ease)}
.choice label:hover{border-color:var(--gold)}
.choice input{margin-top:.3em;accent-color:var(--gold-deep)}
.choice b{display:block;font-size:.94rem;font-weight:600;color:var(--night)}
.choice span{display:block;font-size:.82rem;color:var(--muted);line-height:1.45;margin-top:2px}
.choice input:checked + div b{color:var(--gold-deep)}

.dropzone{border:1px dashed var(--hairline);background:var(--white);padding:26px;text-align:center;transition:border-color .25s var(--ease)}
.dropzone:hover,.dropzone.is-over{border-color:var(--gold)}
.dropzone input[type=file]{position:absolute;width:1px;height:1px;opacity:0;overflow:hidden}
/* il riquadro sta dentro .field: annulla lo stile maiuscolo delle etichette */
.dropzone .dz-label{cursor:pointer;display:block;text-transform:none;letter-spacing:normal;font-weight:400;margin:0;color:var(--ink)}
.dropzone .dz-t{display:block;font-weight:600;color:var(--night);font-size:.96rem;margin-bottom:5px;text-transform:none;letter-spacing:-.01em}
.dropzone .dz-s{display:block;font-size:.82rem;color:var(--muted);text-transform:none;letter-spacing:normal}
.dropzone .dz-file{display:none;margin-top:14px;font-size:.88rem;color:var(--gold-deep);font-weight:600;word-break:break-all}
.dropzone.has-file .dz-file{display:block}
.form-status.ok{border-left-color:#2E7D5B;display:block}
.form-status.err{border-left-color:#B3352E;display:block}

/* --------------------------------------------------------------------- */
/* Utility / accessibilità / motion                                       */
/* --------------------------------------------------------------------- */
/* Anello di focus: blu notte su fondi chiari (16,5:1), oro sui fondi scuri (7:1).
   L'oro su fondo pietra si fermava a 2:1, sotto il minimo di 3:1 per gli indicatori. */
:focus-visible{outline:2px solid var(--night);outline-offset:3px}
.bg-night :focus-visible,.site-footer :focus-visible,.cta :focus-visible{outline-color:var(--gold)}
/* il campo file e' visivamente nascosto: il focus lo mostra il riquadro che lo contiene */
.dropzone:focus-within{outline:2px solid var(--night);outline-offset:3px;border-color:var(--night)}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--night);color:#fff;padding:12px 20px;z-index:100}
.skip-link:focus{left:0}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}}
.mt-s{margin-top:24px}.mt-m{margin-top:44px}.mt-l{margin-top:72px}
.mb-0{margin-bottom:0}